How to Pay in China as a Foreigner: Alipay, WeChat Pay & Cash

Practical Tips

How to Pay in China as a Foreigner: Alipay, WeChat Pay & Cash

Set up Alipay or WeChat Pay with your foreign card before you fly — plus when cash and credit cards still work.

Street vendors, metro tickets, museum bookings, even temple donation boxes — in China almost everything is paid by scanning a QR code. The good news: foreign visitors can now use the same apps as locals.

Download Alipay before you travel, register with your international phone number and link a Visa, Mastercard, JCB, Diners or Discover card. You can then scan merchant QR codes or show your own payment code at the counter. The app also has a built-in translator, metro QR codes and taxi booking.

2. WeChat Pay

WeChat is China's all-in-one messaging app. Once you have an account, open Me → Services → Wallet and add a foreign card. WeChat is also how most Chinese people — including our guides — keep in touch, so it is worth installing.

3. Cash and bank cards

  • Carry a small amount of Chinese yuan (RMB) for small shops and emergencies. ATMs at airports and major banks accept foreign cards.
  • International credit cards are accepted at most upscale hotels, malls and large restaurants, but rarely at small businesses.
  • Small transaction fees may apply when paying with a foreign card through the apps; check the current terms in each app.

Tips before you fly

  • Set up and verify both apps at home — verification can take a day.
  • Tell your bank you will be travelling to China to avoid blocked transactions.
  • Make sure your phone has data on arrival: roaming or a travel eSIM bought before departure is simplest.

On our private tours, entrance tickets and included meals are prepaid, so you only need to pay for shopping and free-time extras.

Frequently asked questions

Can I use Apple Pay or Google Pay in China?

Apple Pay works at some international hotels and chains, but acceptance is limited. Alipay and WeChat Pay are far more reliable.

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